** MORTGAGES for SELF EMPLOYED. STATED INCOME and PRIVATE** (Vancouver, Surrey, Langley, Maple Ridge, Coquitlam, Burnaby)
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license info:BCFSA #143277
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Mortgages for self employed who can't show income on tax return, or have credit problems. Minimum 20% down payment. No tax return, or NOA required. Rates from 4.79%, 1-5 years term, 30 years amortization. Only need to show business registration and bank statements showing deposits from business. Tips and commission income also OK, bad credit OK. Good program for Realtors, as they only need to show commission statement.
PRIVATE MORTGAGES and HOME EQUITY LINE OF CREDIT (HELOC).
No income verification required at all. Only need mortgage application, and appraisal ordered by the lender. No up front fee. Fast funding. Low renewal fee. Minimum down payment 25%. Rates from 4.99%. Bad credit OK.
HOME EQUITY VISA is another good product. It's registered as a 1st or 2nd mortgage, and can be up to $1m. Rate from 7.49%, and clients get 1% cash back on purchases. For this product lender wants to see business registration, and confirmation that business actually makes money (business bank statements showing deposits, paid invoices etc). Don't need to show tax return.
REVERSE MORTGAGES. No income verification, no monthly payments.
No Set up fee for a limited time promotion.
I can also offer Private reverse mortgage for up to 49% of the property value for borrowers of any age. No income verification.
I can do private mortgages in many small towns all over BC: Quesnel, Ucluelet, Prince George, Prince Rupert, Campbell River, Salmon Arm, 100 Mile House, Merritt, Kamloops, Vernon, Courtenay, and some others.
Cell: 604-722-0203
Alex Vinarski, Mortgage Specialist, Invis inc
www.ipotekacanada.com