Do you need money super fast? Call me for instant phone approval and cash in 5 days!
Are your monthly payments too high? There are ways to get more money and yet reduce your monthly payments.
Is your debt making your life stressful? It's time to make a change!
Don't just go for the Private Mortgage simply because you have Credit and or Income Issues.
I have over 25 years experience not only as a mortgage broker but also as a mortgage underwriter. I can customize a mortgage according to your needs.
GET LOWER RATE AND SAVE MONEY WITH ALTERNATIVE LENDING
Alt-A Or 'B' Lending is for borrowers who do not fit into the rigid guidelines of the bank mortgages. The rate for the first mortgage is between 4.69% to 6.24% fixed which is way below the Private Mortgage Rate. Let me first try to qualify you for this Low Rate instead of Private Mortgage.
If you don't qualify for Alt-A or 'B' Lending, then Private Mortgage is a great solution till you get back on track. All I need is an application which I can take over the phone in less than 5 minutes. No Bank statements, No Pay-stubs, No Tax Returns and No NOA's needed. Poor credit is OK but you must have equity in your property.
The rate starts at 7.95% for the First Mortgage and 8.95% for the Second Mortgage and will depend on the property type; location, and LTV.
SECOND MORTGAGE TO 95% OF THE MARKET VALUE
If you need a mortgage above 75% of the market value, then I have a Second Mortgage product that goes up to 95% of the market value at higher rates.
HOME EQUITY LINE OF CREDIT
HELOC (Home Equity Line Of Credit) with No Income Verification. Credit Issues are OK.
I also offer Bank Mortgages and First Time Home Buyer High Ratio Mortgages at rates around 3.59% fixed for 5 years and 2.95% variable for 5 years. You must have Good Credit and Income. Mortgages from $20K to $2 million or more. No amount is too small or too big.
FIRST TIME HOME BUYER OR HELP WITH DOWN PAYMENT
If you are short on the down payment to buy your dream home, help is available. We have lenders who can provide you with down-payment assistance up to 95% of the purchase price.
Good or Bad Credit Mortgages
Consolidate all of your Credit Cards into one low payment.
Retired, Fixed Income, Self-employed
Behind on payments
Debt Consolidation Mortgage
Home Renovation Mortgage
Mortgage on Leasehold Property
Borrowing with POA
Bankruptcy/Foreclosure/Consumer proposal pay-off
Call me Now to get instant phone approval and Cash in 5 days.
Call me at 778-320-9494 7 days a week. I am available evenings and weekends for your convenience.